Skip links

INSURESPORT

ABOUT INSURESPORT

My name is Ritchie Sutton, I’m an ex-professional footballer and have accumulated over 500 games in the football league and non-league. Over the course of my career, there have undoubtably been many highs such as winning promotion at Wembley but also several lows, which were mainly because of injury.

When I was 18, I signed my first professional contract at Crewe Alexandra Football Club after a 3-year scholarship when through no fault of my own, I sustained a double stress fracture in my spine. As a direct result, I underwent specialist surgery to give myself the best chance of recovery to continue my career.

After successful surgery and 16 months on the side- lines, thankfully I was able to restart playing again, however there were no guarantees how long I could continue playing for, potentially ending my career prematurely.

During this time, I really began to think about what financial provisions I had in place should the unfortunate happen; it only takes one bad tackle, a freak accident or an unexpected illness and I would no longer be able to earn a living as a footballer.

Having also played for many semi-professional teams, it is not uncommon to lose pay if you are unavailable to compete due to injury or illness as many players operate on a non-contractual basis at this level.

Over the past 20-years I have witnessed many players having to end their career early due to injury or illness or lose wages as a result, subsequently being exposed to the financial strain and hardship
hat followed.

Now, working as a protection advisor it’s my duty and aim to make sure that sportspeople have the right financial protection in place should anything happen.

CAREER ENDING INSURANCE

Here at INSURESPORT we look to assist sporting professionals in putting the correct protection in place should the unfortunate happen. You never know what’s around the corner therefore it’s crucial that you safeguard your financial future.

Ending your sporting career prematurely due to injury or illness is something that all professionals fear. It only takes one bad tackle, an accident, or a serious health condition and suddenly you are unable to continue that dream you have worked so hard towards.

Mentally having to accept this is hard enough. However, a lack of financial protection in place to support you through this difficult transition will undoubtedly only make the situation worse.

Having the finances available to support you, your family, your recovery, and future income/career for life beyond football may be the most important and significant decision you ever make!

INJURY PROTECTION FOR SEMI- PROFESSIONAL AND RECREATIONAL SPORT

If you’re a semi-professional sports player or someone who regularly takes part in sporting activity, how would it affect your income or lifestyle should you sustain an injury resulting in a broken bone, tendon rupture, ligament tear or dislocation? Would you still be paid if you couldn’t perform/work as a direct result of such an injury?

Having the correct cover in place protecting you against these unforeseen common injuries would offer financial peace of mind, providing a lump sum to help aid recovery and supplement any lost income to keep life as normal as possible throughout this process.